REFINANCING SERVICES OFFERED BY G LAW GROUP
- Title Searches
- Arranging Title Insurance
- Preparing and the Registering the Mortgage
- Discharge of Existing Mortgage
- Discharge of Existing Unsecured Loans (if applicable)
The Refinance Real Estate Process
- Title Search and Review
When refinancing your home the lender will want to be sure that there are no encumbrances on the property and that it is safe to advance the funds to you. We will do all the searches related to the property and make any necessary investigations to satisfy the lender that it is safe for them to release the money to you. We will check to see if there are any liens against the property, debts, executions, etc.
- Discharge of Existing Mortgage/Loans
We will arrange and gather all the information about your existing mortgage from your present lender and will then discharge the existing mortgage on your behalf.
- Receipt of Funds
We will obtain a title insurance policy on the property. Title insurance will protect you against any hidden defects in title.
- Explaining the Legal Documents to You
We believe it is important that you understand exactly what you are signing. We will sit with you and explain the legal documents in an easily understandable way.
- Executing the Refinance
We will attend to the actual closing and deliver the certified funds from your refinance to the current lending company and pay off the current mortgage on the property. We will also register the new mortgage. After the refinance is complete we will send you, a final reporting letter within 30 days of the refinance with all the pertinent documents.